/* ==========================================================
   CardPawn — Global Stylesheet
   ========================================================== */

/* --- Custom Properties --- */
:root {
  --clr-green:       #1a7a3c;
  --clr-green-dark:  #115c2c;
  --clr-green-light: #22a050;
  --clr-gold:        #c9a84c;
  --clr-gold-light:  #e0c06a;
  --clr-dark:        #0f1a12;
  --clr-charcoal:    #1e2d22;
  --clr-grey:        #4a5568;
  --clr-grey-light:  #718096;
  --clr-border:      #e2e8e5;
  --clr-bg:          #f8faf8;
  --clr-white:       #ffffff;
  --clr-off-white:   #f4f6f4;

  --ff-sans:   'Inter', system-ui, -apple-system, sans-serif;
  --ff-serif:  'Playfair Display', Georgia, serif;

  --fw-light:   300;
  --fw-regular: 400;
  --fw-medium:  500;
  --fw-semi:    600;
  --fw-bold:    700;
  --fw-extra:   800;
  --fw-black:   900;

  --radius-sm:  4px;
  --radius:     8px;
  --radius-lg:  16px;
  --radius-xl:  24px;
  --radius-full: 9999px;

  --shadow-sm:  0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow:     0 4px 16px rgba(0,0,0,.10);
  --shadow-lg:  0 8px 32px rgba(0,0,0,.14);
  --shadow-xl:  0 20px 60px rgba(0,0,0,.18);

  --transition: .2s ease;
  --container:  1200px;
}

/* --- Reset --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: var(--ff-sans); color: var(--clr-dark); background: var(--clr-white); line-height: 1.6; -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; }
h1,h2,h3,h4,h5,h6 { line-height: 1.2; font-weight: var(--fw-bold); }

/* --- Skip Link --- */
.skip-link { position: absolute; top: -40px; left: 0; background: var(--clr-green); color: #fff; padding: 8px 16px; z-index: 9999; border-radius: 0 0 8px 0; transition: top var(--transition); }
.skip-link:focus { top: 0; }

/* --- Container --- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* --- Topbar --- */
.topbar { background: var(--clr-dark); color: rgba(255,255,255,.85); font-size: .78rem; font-weight: var(--fw-medium); padding: 7px 0; }
.topbar__inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 6px; }
.topbar a { color: var(--clr-gold-light); transition: color var(--transition); }
.topbar a:hover { color: #fff; }

/* --- Site Header --- */
.site-header { position: sticky; top: 0; z-index: 900; background: var(--clr-white); border-bottom: 1px solid var(--clr-border); box-shadow: var(--shadow-sm); }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-top: 12px; padding-bottom: 12px; }
.site-logo img { height: 52px; width: auto; }
.site-logo:focus-visible { outline: 2px solid var(--clr-green); outline-offset: 4px; border-radius: var(--radius-sm); }

/* --- Nav --- */
.main-nav { flex: 1; }
.nav-list { display: flex; align-items: center; gap: 4px; justify-content: flex-end; }
.nav-item { position: relative; }
.nav-link { display: block; padding: 8px 12px; font-size: .9rem; font-weight: var(--fw-medium); color: var(--clr-charcoal); border-radius: var(--radius-sm); transition: color var(--transition), background var(--transition); }
.nav-link:hover, .nav-link.active { color: var(--clr-green); background: rgba(26,122,60,.07); }

/* Dropdown */
.has-dropdown { position: relative; }
.dropdown { position: absolute; top: calc(100% + 8px); left: 0; min-width: 200px; background: var(--clr-white); border: 1px solid var(--clr-border); border-radius: var(--radius); box-shadow: var(--shadow-lg); opacity: 0; pointer-events: none; transform: translateY(6px); transition: opacity var(--transition), transform var(--transition); z-index: 100; }
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown { opacity: 1; pointer-events: auto; transform: translateY(0); }
.dropdown li a { display: block; padding: 10px 16px; font-size: .875rem; color: var(--clr-charcoal); transition: background var(--transition), color var(--transition); }
.dropdown li a:hover { background: var(--clr-off-white); color: var(--clr-green); }

/* Nav CTA */
.nav-cta .btn { margin-left: 8px; }

/* Hamburger */
.nav-toggle { display: none; flex-direction: column; justify-content: center; align-items: center; gap: 5px; width: 40px; height: 40px; border-radius: var(--radius-sm); }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--clr-charcoal); border-radius: 2px; transition: transform var(--transition), opacity var(--transition); }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* --- Buttons --- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 28px; border-radius: var(--radius-full); font-weight: var(--fw-semi); font-size: .95rem; line-height: 1; transition: all var(--transition); white-space: nowrap; }
.btn-primary { background: var(--clr-green); color: #fff; box-shadow: 0 2px 8px rgba(26,122,60,.3); }
.btn-primary:hover { background: var(--clr-green-dark); box-shadow: 0 4px 16px rgba(26,122,60,.4); transform: translateY(-1px); }
.btn-secondary { background: transparent; color: var(--clr-green); border: 2px solid var(--clr-green); }
.btn-secondary:hover { background: var(--clr-green); color: #fff; transform: translateY(-1px); }
.btn-gold { background: var(--clr-gold); color: var(--clr-dark); box-shadow: 0 2px 8px rgba(201,168,76,.3); }
.btn-gold:hover { background: var(--clr-gold-light); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(201,168,76,.4); }
.btn-white { background: #fff; color: var(--clr-green); box-shadow: 0 2px 8px rgba(0,0,0,.15); }
.btn-white:hover { background: var(--clr-off-white); transform: translateY(-1px); }
.btn-sm { padding: 8px 20px; font-size: .85rem; }
.btn-lg { padding: 16px 40px; font-size: 1.05rem; }
.btn-xl { padding: 20px 52px; font-size: 1.15rem; }

/* --- Hero --- */
.hero { background: linear-gradient(135deg, var(--clr-dark) 0%, var(--clr-charcoal) 60%, #1a3d22 100%); color: #fff; padding: 100px 0 80px; overflow: hidden; position: relative; }
.hero::before { content: ''; position: absolute; inset: 0; background: url('/assets/images/hero-pattern.svg') repeat; opacity: .04; pointer-events: none; }
.hero__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.hero__badge { display: inline-flex; align-items: center; gap: 6px; background: rgba(201,168,76,.15); border: 1px solid rgba(201,168,76,.4); color: var(--clr-gold-light); padding: 6px 14px; border-radius: var(--radius-full); font-size: .8rem; font-weight: var(--fw-semi); letter-spacing: .04em; text-transform: uppercase; margin-bottom: 20px; }
.hero h1 { font-family: var(--ff-serif); font-size: clamp(2.2rem, 5vw, 3.6rem); font-weight: var(--fw-extra); line-height: 1.1; margin-bottom: 20px; }
.hero h1 span { color: var(--clr-gold); }
.hero__sub { font-size: 1.1rem; color: rgba(255,255,255,.8); margin-bottom: 36px; max-width: 500px; line-height: 1.7; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; margin-bottom: 40px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 20px; }
.hero__trust-item { display: flex; align-items: center; gap: 8px; font-size: .85rem; color: rgba(255,255,255,.7); }
.hero__trust-item svg { color: var(--clr-gold); flex-shrink: 0; }

.hero__visual { display: flex; justify-content: center; align-items: center; }
.hero__card-stack { position: relative; width: 360px; height: 300px; }
.hero__card { position: absolute; border-radius: 12px; box-shadow: 0 20px 60px rgba(0,0,0,.5); }
.hero__card-main { width: 240px; height: 340px; background: linear-gradient(145deg, #2a5c35, #1a3d25); border: 1px solid rgba(201,168,76,.3); top: 0; left: 50%; transform: translateX(-50%); display: flex; flex-direction: column; align-items: center; justify-content: center; padding: 20px; }
.hero__loan-badge { background: var(--clr-gold); color: var(--clr-dark); border-radius: var(--radius-lg); padding: 20px 28px; text-align: center; box-shadow: var(--shadow-xl); }
.hero__loan-badge .amount { font-family: var(--ff-serif); font-size: 2.8rem; font-weight: var(--fw-extra); line-height: 1; display: block; color: var(--clr-dark); }
.hero__loan-badge .label { font-size: .75rem; font-weight: var(--fw-semi); text-transform: uppercase; letter-spacing: .08em; color: rgba(15,26,18,.7); margin-top: 4px; }

/* --- Section Defaults --- */
.section { padding: 80px 0; }
.section--grey { background: var(--clr-off-white); }
.section--dark { background: var(--clr-dark); color: #fff; }
.section--green { background: var(--clr-green); color: #fff; }
.section-header { text-align: center; margin-bottom: 56px; }
.section-header .eyebrow { display: inline-block; font-size: .78rem; font-weight: var(--fw-semi); letter-spacing: .1em; text-transform: uppercase; color: var(--clr-green); background: rgba(26,122,60,.08); border: 1px solid rgba(26,122,60,.2); padding: 5px 14px; border-radius: var(--radius-full); margin-bottom: 14px; }
.section--dark .section-header .eyebrow,
.section--green .section-header .eyebrow { color: var(--clr-gold-light); background: rgba(201,168,76,.12); border-color: rgba(201,168,76,.3); }
.section-header h2 { font-family: var(--ff-serif); font-size: clamp(1.8rem, 4vw, 2.8rem); margin-bottom: 16px; }
.section-header p { font-size: 1.05rem; color: var(--clr-grey); max-width: 600px; margin: 0 auto; }
.section--dark .section-header p,
.section--green .section-header p { color: rgba(255,255,255,.75); }

/* --- How It Works Steps --- */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 32px; }
.step { text-align: center; padding: 36px 24px; }
.step__num { width: 60px; height: 60px; border-radius: 50%; background: var(--clr-green); color: #fff; font-size: 1.4rem; font-weight: var(--fw-black); display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; box-shadow: 0 4px 16px rgba(26,122,60,.35); }
.step h3 { font-size: 1.1rem; margin-bottom: 10px; }
.step p { font-size: .9rem; color: var(--clr-grey); }

/* --- Cards Grid --- */
.cards-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 28px; }
.card { background: var(--clr-white); border: 1px solid var(--clr-border); border-radius: var(--radius-lg); padding: 32px; transition: box-shadow var(--transition), transform var(--transition); }
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.card__icon { width: 52px; height: 52px; border-radius: var(--radius); background: rgba(26,122,60,.08); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; color: var(--clr-green); }
.card__icon svg { width: 26px; height: 26px; }
.card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.card p { font-size: .9rem; color: var(--clr-grey); line-height: 1.65; }

/* --- Stats Bar --- */
.stats-bar { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 2px; background: var(--clr-border); border-radius: var(--radius-lg); overflow: hidden; }
.stat { background: var(--clr-white); padding: 32px 24px; text-align: center; }
.stat__number { font-family: var(--ff-serif); font-size: 2.4rem; font-weight: var(--fw-extra); color: var(--clr-green); display: block; line-height: 1; }
.stat__label { font-size: .85rem; color: var(--clr-grey); margin-top: 6px; font-weight: var(--fw-medium); }

/* --- Testimonials --- */
.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 28px; }
.testimonial { background: var(--clr-white); border: 1px solid var(--clr-border); border-radius: var(--radius-lg); padding: 32px; position: relative; }
.testimonial::before { content: '\201C'; font-family: var(--ff-serif); font-size: 5rem; color: var(--clr-green); opacity: .12; position: absolute; top: 8px; left: 20px; line-height: 1; }
.testimonial__stars { color: var(--clr-gold); font-size: .9rem; margin-bottom: 14px; }
.testimonial__text { font-size: .95rem; line-height: 1.7; color: var(--clr-charcoal); margin-bottom: 20px; font-style: italic; }
.testimonial__author { display: flex; align-items: center; gap: 12px; }
.testimonial__avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--clr-green); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: var(--fw-bold); font-size: 1rem; flex-shrink: 0; }
.testimonial__name { font-weight: var(--fw-semi); font-size: .9rem; }
.testimonial__meta { font-size: .8rem; color: var(--clr-grey-light); }

/* --- CTA Banner --- */
.cta-banner { background: linear-gradient(135deg, var(--clr-green) 0%, var(--clr-green-dark) 100%); color: #fff; padding: 64px 0; }
.cta-banner__inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta-banner__text h2 { font-family: var(--ff-serif); font-size: clamp(1.6rem, 3.5vw, 2.4rem); margin-bottom: 8px; }
.cta-banner__text p { color: rgba(255,255,255,.8); font-size: 1rem; }

/* --- FAQ Accordion --- */
.faq-list { max-width: 780px; margin: 0 auto; display: flex; flex-direction: column; gap: 4px; }
.faq-item { border: 1px solid var(--clr-border); border-radius: var(--radius); overflow: hidden; }
.faq-question { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 20px 24px; font-size: 1rem; font-weight: var(--fw-semi); color: var(--clr-dark); text-align: left; background: var(--clr-white); gap: 12px; transition: background var(--transition); }
.faq-question:hover { background: var(--clr-off-white); }
.faq-question[aria-expanded="true"] { background: var(--clr-green); color: #fff; }
.faq-icon { width: 24px; height: 24px; border-radius: 50%; border: 2px solid currentColor; display: flex; align-items: center; justify-content: center; flex-shrink: 0; font-size: 1rem; line-height: 1; transition: transform var(--transition); }
.faq-question[aria-expanded="true"] .faq-icon { transform: rotate(45deg); }
.faq-answer { padding: 0 24px; max-height: 0; overflow: hidden; transition: max-height .35s ease, padding .35s ease; background: var(--clr-white); }
.faq-answer.open { max-height: 600px; padding: 20px 24px; }
.faq-answer p { font-size: .95rem; color: var(--clr-grey); line-height: 1.7; }
.faq-answer a { color: var(--clr-green); text-decoration: underline; }

/* --- Forms --- */
.form-group { margin-bottom: 22px; }
.form-label { display: block; font-size: .875rem; font-weight: var(--fw-medium); color: var(--clr-charcoal); margin-bottom: 7px; }
.form-input, .form-select, .form-textarea { width: 100%; padding: 12px 16px; border: 1.5px solid var(--clr-border); border-radius: var(--radius); font-size: .95rem; color: var(--clr-dark); background: var(--clr-white); transition: border-color var(--transition), box-shadow var(--transition); }
.form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--clr-green); box-shadow: 0 0 0 3px rgba(26,122,60,.12); }
.form-textarea { resize: vertical; min-height: 120px; }
.form-hint { font-size: .8rem; color: var(--clr-grey-light); margin-top: 5px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

/* --- Page Hero (inner pages) --- */
.page-hero { background: linear-gradient(135deg, var(--clr-dark) 0%, var(--clr-charcoal) 100%); color: #fff; padding: 64px 0 56px; text-align: center; }
.page-hero .eyebrow { display: inline-block; font-size: .78rem; font-weight: var(--fw-semi); letter-spacing: .1em; text-transform: uppercase; color: var(--clr-gold-light); background: rgba(201,168,76,.12); border: 1px solid rgba(201,168,76,.3); padding: 5px 14px; border-radius: var(--radius-full); margin-bottom: 14px; }
.page-hero h1 { font-family: var(--ff-serif); font-size: clamp(2rem, 5vw, 3rem); margin-bottom: 16px; }
.page-hero p { font-size: 1.05rem; color: rgba(255,255,255,.75); max-width: 640px; margin: 0 auto; }
.breadcrumb { display: flex; align-items: center; justify-content: center; gap: 8px; font-size: .82rem; color: rgba(255,255,255,.55); margin-bottom: 16px; flex-wrap: wrap; }
.breadcrumb a { color: rgba(255,255,255,.7); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--clr-gold-light); }
.breadcrumb span { color: rgba(255,255,255,.35); }

/* --- Article / Blog --- */
.article-hero { background: linear-gradient(135deg, var(--clr-dark) 0%, var(--clr-charcoal) 100%); color: #fff; padding: 64px 0 80px; }
.article-hero__inner { max-width: 820px; margin: 0 auto; }
.article-hero .article-meta { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 20px; }
.article-meta .category { background: rgba(201,168,76,.15); color: var(--clr-gold-light); border: 1px solid rgba(201,168,76,.35); padding: 4px 12px; border-radius: var(--radius-full); font-size: .75rem; font-weight: var(--fw-semi); letter-spacing: .06em; text-transform: uppercase; }
.article-meta .date, .article-meta .read-time { font-size: .82rem; color: rgba(255,255,255,.55); }
.article-hero h1 { font-family: var(--ff-serif); font-size: clamp(1.9rem, 4.5vw, 3rem); line-height: 1.15; margin-bottom: 20px; }
.article-hero .excerpt { font-size: 1.1rem; color: rgba(255,255,255,.75); line-height: 1.7; }

.article-layout { display: grid; grid-template-columns: 1fr 300px; gap: 48px; padding: 64px 0; align-items: start; }
.article-body { max-width: 100%; }
.article-body h2 { font-family: var(--ff-serif); font-size: 1.75rem; color: var(--clr-dark); margin: 2.4em 0 .8em; }
.article-body h3 { font-size: 1.25rem; color: var(--clr-dark); margin: 2em 0 .7em; }
.article-body p { font-size: 1rem; line-height: 1.8; color: var(--clr-charcoal); margin-bottom: 1.4em; }
.article-body ul, .article-body ol { padding-left: 1.6em; margin-bottom: 1.4em; }
.article-body li { font-size: 1rem; line-height: 1.75; color: var(--clr-charcoal); margin-bottom: .5em; }
.article-body ul li { list-style: disc; }
.article-body ol li { list-style: decimal; }
.article-body a { color: var(--clr-green); text-decoration: underline; }
.article-body blockquote { border-left: 4px solid var(--clr-gold); background: var(--clr-off-white); padding: 20px 24px; border-radius: 0 var(--radius) var(--radius) 0; margin: 2em 0; font-style: italic; font-size: 1.05rem; color: var(--clr-charcoal); }
.article-body .highlight-box { background: rgba(26,122,60,.06); border: 1px solid rgba(26,122,60,.18); border-radius: var(--radius); padding: 24px; margin: 2em 0; }
.article-body .highlight-box h4 { font-size: 1rem; color: var(--clr-green); margin-bottom: 8px; }
.article-body table { width: 100%; border-collapse: collapse; margin: 2em 0; font-size: .9rem; }
.article-body th { background: var(--clr-green); color: #fff; padding: 12px 16px; text-align: left; font-weight: var(--fw-semi); }
.article-body td { padding: 11px 16px; border-bottom: 1px solid var(--clr-border); }
.article-body tr:nth-child(even) td { background: var(--clr-off-white); }

/* Article Sidebar */
.article-sidebar { position: sticky; top: 100px; display: flex; flex-direction: column; gap: 28px; }
.sidebar-widget { background: var(--clr-off-white); border: 1px solid var(--clr-border); border-radius: var(--radius-lg); padding: 24px; }
.sidebar-widget h3 { font-size: 1rem; margin-bottom: 16px; color: var(--clr-dark); }
.sidebar-widget ul li { margin-bottom: 8px; }
.sidebar-widget ul li a { font-size: .875rem; color: var(--clr-grey); transition: color var(--transition); display: flex; align-items: center; gap: 6px; }
.sidebar-widget ul li a::before { content: '→'; color: var(--clr-green); font-size: .8rem; }
.sidebar-widget ul li a:hover { color: var(--clr-green); }
.sidebar-cta { background: linear-gradient(135deg, var(--clr-green), var(--clr-green-dark)); color: #fff; text-align: center; }
.sidebar-cta h3 { color: #fff; margin-bottom: 8px; }
.sidebar-cta p { font-size: .875rem; color: rgba(255,255,255,.8); margin-bottom: 18px; }

/* Blog Index */
.blog-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 32px; }
.blog-card { background: var(--clr-white); border: 1px solid var(--clr-border); border-radius: var(--radius-lg); overflow: hidden; transition: box-shadow var(--transition), transform var(--transition); display: flex; flex-direction: column; }
.blog-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.blog-card__img { aspect-ratio: 16/9; overflow: hidden; background: var(--clr-off-white); }
.blog-card__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.blog-card:hover .blog-card__img img { transform: scale(1.04); }
.blog-card__body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.blog-card__category { font-size: .72rem; font-weight: var(--fw-semi); text-transform: uppercase; letter-spacing: .08em; color: var(--clr-green); margin-bottom: 10px; }
.blog-card__title { font-size: 1.05rem; font-weight: var(--fw-bold); margin-bottom: 10px; line-height: 1.35; }
.blog-card__title a { color: var(--clr-dark); transition: color var(--transition); }
.blog-card__title a:hover { color: var(--clr-green); }
.blog-card__excerpt { font-size: .88rem; color: var(--clr-grey); line-height: 1.65; flex: 1; margin-bottom: 18px; }
.blog-card__meta { font-size: .78rem; color: var(--clr-grey-light); display: flex; justify-content: space-between; align-items: center; }
.read-more { font-size: .82rem; font-weight: var(--fw-semi); color: var(--clr-green); display: inline-flex; align-items: center; gap: 4px; }

/* --- Rates Table --- */
.rates-table { width: 100%; border-collapse: collapse; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow); }
.rates-table th { background: var(--clr-green); color: #fff; padding: 16px 20px; text-align: left; font-size: .9rem; font-weight: var(--fw-semi); }
.rates-table td { padding: 15px 20px; border-bottom: 1px solid var(--clr-border); font-size: .9rem; color: var(--clr-charcoal); }
.rates-table tr:last-child td { border-bottom: none; }
.rates-table tr:nth-child(even) td { background: var(--clr-off-white); }
.rates-table .highlight-row td { background: rgba(26,122,60,.06); font-weight: var(--fw-semi); }

/* --- Location Cards --- */
.locations-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 28px; }
.location-card { background: var(--clr-white); border: 1px solid var(--clr-border); border-radius: var(--radius-lg); overflow: hidden; transition: box-shadow var(--transition), transform var(--transition); }
.location-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.location-card__header { background: var(--clr-green); color: #fff; padding: 20px 24px; }
.location-card__header h3 { font-size: 1.1rem; font-weight: var(--fw-bold); }
.location-card__body { padding: 24px; }
.location-card__detail { display: flex; gap: 12px; margin-bottom: 12px; font-size: .9rem; color: var(--clr-charcoal); }
.location-card__detail svg { flex-shrink: 0; color: var(--clr-green); margin-top: 2px; }
.location-card__body .btn { width: 100%; text-align: center; margin-top: 16px; }

/* --- Site Footer --- */
.site-footer { background: var(--clr-dark); color: rgba(255,255,255,.7); padding: 72px 0 0; }
.site-footer__inner { display: grid; grid-template-columns: 280px 1fr; gap: 64px; padding-bottom: 56px; border-bottom: 1px solid rgba(255,255,255,.08); }
.footer-brand .footer-logo img { height: 46px; width: auto; margin-bottom: 16px; }
.footer-brand p { font-size: .875rem; line-height: 1.7; max-width: 260px; }
.footer-social { display: flex; gap: 12px; margin-top: 20px; }
.footer-social a { width: 36px; height: 36px; border-radius: 50%; border: 1px solid rgba(255,255,255,.15); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,.6); transition: all var(--transition); }
.footer-social a:hover { border-color: var(--clr-gold); color: var(--clr-gold); }
.footer-nav { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.footer-nav__col h3 { font-size: .85rem; font-weight: var(--fw-semi); text-transform: uppercase; letter-spacing: .08em; color: rgba(255,255,255,.45); margin-bottom: 16px; }
.footer-nav__col ul li { margin-bottom: 10px; }
.footer-nav__col ul li a { font-size: .875rem; color: rgba(255,255,255,.65); transition: color var(--transition); }
.footer-nav__col ul li a:hover { color: var(--clr-gold-light); }
.footer-bottom { padding: 20px 0; }
.footer-bottom__inner { display: flex; flex-direction: column; gap: 8px; }
.footer-bottom p { font-size: .78rem; color: rgba(255,255,255,.4); }
.footer-bottom a { color: rgba(255,255,255,.55); transition: color var(--transition); }
.footer-bottom a:hover { color: var(--clr-gold-light); }
.footer-disclaimer { font-style: italic; }

/* --- Utility --- */
.text-center { text-align: center; }
.text-green { color: var(--clr-green); }
.text-gold { color: var(--clr-gold); }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.gap-16 { gap: 16px; }
.visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* --- Responsive --- */
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; text-align: center; }
  .hero__sub { margin: 0 auto 36px; }
  .hero__actions { justify-content: center; }
  .hero__trust { justify-content: center; }
  .hero__visual { display: none; }
  .site-footer__inner { grid-template-columns: 1fr; gap: 40px; }
  .footer-nav { grid-template-columns: repeat(2, 1fr); }
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
}
@media (max-width: 768px) {
  .nav-toggle { display: flex; }
  .main-nav { position: fixed; top: 0; right: -100%; bottom: 0; width: 280px; background: var(--clr-white); box-shadow: -4px 0 24px rgba(0,0,0,.15); padding: 80px 24px 24px; overflow-y: auto; transition: right .3s ease; z-index: 850; }
  .main-nav.open { right: 0; }
  .nav-list { flex-direction: column; align-items: flex-start; gap: 0; }
  .nav-link { padding: 14px 0; border-radius: 0; border-bottom: 1px solid var(--clr-border); width: 100%; font-size: 1rem; }
  .dropdown { position: static; opacity: 1; pointer-events: auto; transform: none; box-shadow: none; border: none; padding-left: 16px; max-height: none; background: transparent; }
  .nav-cta { margin-top: 20px; width: 100%; }
  .nav-cta .btn { width: 100%; justify-content: center; }
  .form-row { grid-template-columns: 1fr; }
  .footer-nav { grid-template-columns: 1fr 1fr; }
  .cta-banner__inner { flex-direction: column; text-align: center; }
  .section { padding: 56px 0; }
  .hero { padding: 64px 0 56px; }
}
@media (max-width: 480px) {
  .footer-nav { grid-template-columns: 1fr; }
  .stats-bar { grid-template-columns: 1fr 1fr; }
  .topbar__inner { justify-content: center; text-align: center; gap: 4px; font-size: .72rem; }
}